Super Visa Insurance
Critical Illness Insurance
Mortgage Insurance
Extended Health Care
Travel Insurance
Registered Education Savings Plan (RESP)

Q: The super visa insurance has been quoted as the emergency medical insurance along with the visitor’s insurance in the website. Does that mean I cannot use this policy to claim on normal routine check up and visits to hospitals?

A: The expenses related to medical help is covered as part of the visitor’s insurance to Canada. This policy also has other benefit coverage like injury in an accident or an unexpected illness. However, this policy does not cover the discretionary medical bills like when you go to the hospital to get a general check up. And it also does not cover vaccinations, regular medicines and therapist costs. To give you a better idea, let us take an example where a person suffers from high BP (Blood Pressure). Then if the person happens to go into emergency owing to the pre-existing condition, then the emergency cost will be covered by the policy. However, the policy will not cover regular visit to hospital to monitor the person’s BP.