Super Visa Insurance
Critical Illness Insurance
Mortgage Insurance
Extended Health Care
Travel Insurance
Registered Education Savings Plan (RESP)

Reasons why you need travel insurance

July 10, 2019 0 insurance agent

First and foremost, if you are sick or get injured during trip, you don’t have to pay out-of-your pocket for emergency medical care. You think it’s rarely happen? In fact, traveling to another country with changing weather, time zone, different environment or jet lag can affect your health. If you are an adventure lover, you may have high possibility of getting injured.

In your travel medical coverage, there is also medical evacuation. If you have any problem with your health, you can arrange a safe transportation to a medical facility, includes air ambulance. It’s usually cost you thousand dollars without insurance.

You are in a different country with different languages? No problem! Travel insurance also includes 24/7 emergency assistance services in multilingual phone, they can support you to arrange medical evacuation to a safe facility, transportation back home or you can even get support in case you lost your travel documents.

What is more about travel insurance that you don’t want to miss? Flight or trip package cancellation! For some reasons, you have to cancel your trip due to illness, injury or death of other insured person, travel companion, loved ones and some other reasons, insurance will cover prepaid, nonrefundable cost like tickets, accommodation, airfare, transportation. In the case of your travel destination has natural disaster, disease outbreak, travel and you have to come back home earlier, travel insurance can reimburse a portion of your trip loss and fee for transportation to go back.

In the case you miss your connection, flight delay or lost baggage, the airline has no responsibility to provide accommodation and meals, but travel insurance does! You will get covered for accommodation expenses and cost of catching up with the missed flight. When you arrive at the destination and find out that your baggage is lost, you will get reimbursement for buying your personal care items and clothing. The amount of reimbursement will base on your policy and list of items you have with on the trip.

After all, when you spend thousand dollars on your trip, just some couple dollars more to protect you from incidents may happen, then why not?

Have something to say? Post your comment